We're here to help you receive compensation for loss and damage to your property, whether you have not started the filing process, have a denied claim, or have been given a lower than fair settlement.
As public adjusters, our services include:
- Providing a detailed estimate of what is required to renovate and/or rebuild your home or business
- Assisting you in collecting and properly documenting an inventory of damaged personal/business property, its contents, and related items
- Preparing time element losses, such as business interruption, loss of rents, or additionally incurred living expenses
- Communicating in a professional capacity with your appointed insurance adjuster
- Presenting the compiled estimates, inventories, and other valuations to your insurance adjuster
- Meeting and negotiating with your insurance company to adjust your claim fairly to guarantee you receive an acceptable settlement in an efficient manner
Best Public Adjusters Inc. offers adjusting services to homeowners and residential properties throughout The State of Florida.
The residential claims process usually involves numerous meetings and phone calls with your insurance company, their adjusters and various contractors. In addition, you would have to spend hours upon hours creating an inventory list of everything in your home that was lost or damaged.
The best time to call Best Public Adjusters is immediately after a loss has occurred. If you haven't reported your claim, no problem! We can and will report it for you. If you have already filed, we will notify your insurance company and let them know that we are now representing you and that all communications should be directed through our office.
Whether your insurance company has already sent an adjuster (remember, the adjuster they send works for them, not for you) we will schedule a meeting with that adjuster to inspect the damage and assess the situation. We will also write our own estimate to rebuild and repair.
Next, we will negotiate with your insurance company to get the maximum possible settlement amount to cover your damages and the cost to rebuild to pre-loss condition.
Settlements are NEVER accepted without your consent. We will be there to help you make the best decisions regarding the settlement so that you won't feel like you are ever leaving money on the table. As we say, "don't settle, for less then you deserve!"
We research, detail and substantiate every aspect of your claim. Thanks to years of construction experience, we are able to provide your insurance carrier with a detailed estimate with pictures establishing a specific monetary value of your loss. We know how to restore your property and what it takes to actually make you whole.
At times we recommend and require a professional licensed structural engineer's opinion of damage or an accountant for business interruption insurance. We are actively involved with a wide range of experts.
A forensic engineer may be required when an insurance carrier's adjuster and their specialist have denied damage when it does in fact exist. There may be extensive structural damage to the frame or foundation of your property that requires a licensed opinion of the methods and procedures to get your property back to a pre-loss condition.
We negotiate the best possible settlement with the insurance carrier on your behalf, and only accept the amount with your consent.
Condo Association Claims
We are specialists in representing claims on behalf of condominium associations. Condominium associations carry insurance against windstorm, fire, water damage from roof leaks, burst pipes and other types of perils. A claims process is often complex. Unless the directors are thoroughly familiar with a policy's guidelines and time-sensitive procedures, the association risks recovering less than it should, and sometimes not enough to make the needed repairs.
The experts at Best Public Adjusters have Over 15 years of experience in handling condo associations and commercial claims. Here are some of the ways we can help:
- Review your insurance policies
- Advise officers of significant gaps or overlaps in coverage
- Document your claim
- Make sure to meet deadlines in your policy
- Negotiate the maximum
In addition to assisting with new claims, we can also re-open past claims up to five years old that have not been satisfactorily resolved. Our experienced professionals are ready to advise and assist you.